Nordigen

Connect to bank accounts using official bank APIs and get raw transaction data

API keyHTTPSCORS?Finance

Checked today: not responding

Is Nordigen free, and does it need an API key?

Closed to new users. GoCardless bought Nordigen and ran its free bank-data API as Bank Account Data, then disabled new signups in July 2025. Existing integrations may keep working, but you cannot start a new project on it.

Price: Restricted
API key: No new keys issued

Use one of these instead of Nordigen

Plaid

Finance

Connect with user's bank accounts and access transaction data

API keyHTTPS

Verified today: 100% uptime

View Details

Checked by hand on 2026-10-24 against GoCardless Bank Account Data: new signups disabled. Providers change their terms, so confirm on their own pages before you commit.

API key

No new keys issued

HTTPS

Supported

Browser calls

Unconfirmed

Status

Failing · 0/100

Overview & Architectural Role

Nordigen provides programmatic access to connect to bank accounts using official bank apis and get raw transaction data. Delivered over secure HTTPS protocols, it exposes structured endpoints designed to integrate cleanly into modern frontend frameworks, backend microservices, and automated data pipelines without requiring local database provisioning.

Who it is built for

Engineers building web dashboards, mobile applications, CLI utilities, or background cron workers in need of reliable finance data feeds.

Architectural Advantage

Consuming Nordigen removes the operational overhead of running custom scrapers, orchestrating headless browser fleets, or manually seeding and maintaining a local database. Instead of reverse-engineering volatile DOM layouts or dealing with anti-bot IP blocks, your application connects directly to a standardized JSON interface designed for backend ingestion with consistent schema schemas. Dedicated authentication ensures rate quotas and credential tracking per project environment.

What our checks found

Health score: 0/100
Reliability: 0%
Average latency: 0ms

Last checked 2026-10-24. Measured independently, not self-reported by the provider.

Core Use Cases & Architecture Ideas

Practical real-world patterns for integrating Nordigen into software systems.

Real-Time Portfolio Valuation Daemon

Recalculate user asset balances and currency conversions continuously against live market exchange rates.

Architecture: A background Redis worker polls Nordigen on interval, writes normalised price snapshots to a key-value store, and streams updates over WebSockets.

Volatility Alert & Webhook Dispatcher

Notify trading desks or personal subscribers when a target metric swings beyond predefined percentage thresholds.

Architecture: Serverless AWS Lambda or Cloudflare Worker fetches current tick data, compares against moving averages in PostgreSQL, and dispatches Discord/Telegram alerts.

E-Commerce Multi-Currency Checkout

Display localized product prices in international currencies during user cart evaluation.

Architecture: API route caches currency ratios in-memory for 1 hour to minimize latency while guaranteeing accurate transaction rates at payment gateway.

Code Implementation Examples

Production-ready starting templates with error handling for Nordigen.

// Requires an API key. Check the docs for whether it goes in a header or a query parameter.
// Modern native fetch with error handling
async function callApi() {
  try {
    const response = await fetch('https://nordigen.com/api/v1/resource', {
      method: 'GET',
    headers: {
      'Authorization': 'Bearer YOUR_API_KEY',
      Accept: 'application/json',
    },
    });

    if (!response.ok) {
      throw new Error(`HTTP ${response.status}: ${response.statusText}`);
    }

    const data = await response.json();
    console.log('Response payload:', data);
    return data;
  } catch (error) {
    console.error('API request failed:', error);
    throw error;
  }
}

// callApi();

Response Payload & Live Testing

Inspect the expected JSON structure returned by Nordigen.

Expected JSON Response Payload

Authentic sample payload structure to evaluate schema attributes before integration.

{
  "base": "USD",
  "date": "2026-10-24",
  "rates": {
    "EUR": 0.92,
    "GBP": 0.79,
    "JPY": 154.2,
    "CAD": 1.38
  },
  "success": true
}

Format: application/json

Integration Considerations & Best Practices

Technical factors to keep in mind when integrating Nordigen into production environments.

Implement In-Memory or Edge Caching

Avoid triggering rate limits on public feeds by caching response payloads in Redis, Vercel KV, or standard HTTP Cache-Control headers with a 5-to-15 minute TTL.

Shield Credentials in Backend Route Handlers

Never expose private API keys in client-side JavaScript or bundle environments. Proxy requests through a Next.js API route or serverless backend to keep secret keys out of public DevTools inspection.

Validate HTTP Status Before Parsing JSON

Always inspect response.ok before executing response.json(). Upstream services returning 4xx or 502 Bad Gateway often serve HTML error pages, which cause syntax errors when parsed as JSON.

Where this listing comes from

US Treasury auction results with the tail and bidder split, plus scored economic releases

No keyCORSHTTPS

Verified today: 100% uptime

View Details

Nordigen — common questions

Answered from what our own scheduled checks found, not from the provider's marketing.

Is the Nordigen API free?

Does Nordigen need an API key?

Yes, but Nordigen is not issuing new keys right now.

Can I call Nordigen from browser JavaScript?

We could not confirm CORS support for Nordigen. Test it from a browser before relying on it client-side; if the request succeeds in curl but fails in the console, CORS is the reason.

Is Nordigen still working?

Not at our last check on 2026-10-24. Nordigen did not respond successfully, which is why it is marked as down here. This may be temporary; we re-check on a schedule and the badge above reflects the most recent run.